![]() It drew influences from progressive rock and experimental. "Si Una Vez" is a mid-tempo cumbia song mixed with ranchera and Mexican cumbia. The single was released several days before the murder of Selena, which jeopardize any further development of a music video. ![]() Lopez mimic Selena's dance moves and hand gestures, during the near-end of the film. In 1997, Jennifer Lopez played the role as "Selena" in the biopic film Selena. The concert had became Selena's final televised concert. During the February 26, 1995 Houston Astrodome concert, Selena danced with her hands to the solo melody notes of "Si Una Vez", which became one of her signature dance moves. Her final performance was on March 14, 1995 during the Calle Ocho Festival in Miami, Florida, which attracted over 100,000 fans. The first performance of the song was during Selena's half-hour spot on the Johnny Canales Show in mid-1994. Selena promoted the song during her Amor Prohibido Tour, she included the song in every venue. "Si Una Vez", one of the first songs composed for Selena's fifth studio album Amor Prohibido (1994), it incorporates Mariachi and Ranchera music. "Si Una Vez" was composed in a moderate beat tempo with 87 beats per minute. "Si Una Vez" ends with dominant seventh chord simultaneously with minor chord, Dm. Selena's Mariachi-yells has a basic sequence of C♯- F- B flat in its chord progression. Music notations, Dm, which is a minor chord on D, transfers to Gm. The song starts off with the pitch of La Dièse, which is the eleventh semitone of the solfege, and progress to a B-flat, the eleventh semitone of the Western chromatic scale, before changing back to the pitch of La Dièse. Vela also confessed of using a Mariachi trumpet, with a moderate Cumbia-beat, while stating that "Si Una Vez" was one of his favorite songs on the album. Ricky Vela, who also was interviewed, revealed that the band wanted to performed with the Guitarrón guitar, instead of the traditional guitars that they had used for the other songs in the album. Quintanilla III, while being interviewed for Selena's collection: 20 Years of Music, stated that "Si Una Vez" was an experimental music and helped boost "Amor Prohibido" as a progressive cumbia album, with its Mariachi Cumbia rhythms. The song was based on how Vela fell in love with Selena's sister, Suzette Quintanilla, though found out she had a husband. The song was the second "out of emotions" song from Selena's band Los Dinos, after, " No Me Queda Más" ( Template:Lang-en), which was written by Ricky Vela. The song was then produced by Bebu Silvetti and remixed by Brain "Red" Moore at Q-Productions in Corpus Christi, Texas. He also felt that the song would help Amor Prohibido to become a well-known album, for its choice of progressive cumbias. Quintanilla III said in an interview that he really liked the song because of its message and different styles of music, which helped the song "fit in" for Selena's album. ![]() While the song was written from a man's point-of-view and was initially written for Astudillo's debut album, Quintanilla convinced Astudillo to allow Selena to record the song for her album. Quintanilla, Selena's brother and producer. The following day, Astudillo began rearranging the letter he had written and instantly was inspired to re-write it into a song, with the help of A.B. Astudillo, out of emotions, began writing down his feelings towards the break-up. "Si Una Vez" was first written by Pete Astudillo, who was dumped by his girlfriend.
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They are also useful in noisy environments where the audio may be difficult to hear. Subtitles and closed captioning are crucial for accessibility, but they also benefit viewers who may not be able to understand the language spoken in a video. Closed captioning is essential for accessibility as it allows individuals with hearing impairments to enjoy videos. Captions are essential for individuals who are deaf or hard of hearing as they provide a complete audio-visual experience.Ĭlosed captioning is a process of adding captions to videos that can be turned on or off by the viewer. They are also commonly used in foreign films and TV shows to help viewers understand the dialogue.Ĭaptions are similar to subtitles but include additional information such as sound effects and music cues. Subtitles can be turned on or off and are available in different languages. They are used to aid viewers who may have difficulty hearing or understanding the audio. Subtitles are a textual representation of the spoken words in a video. ![]() Conclusion Subtitles and Their Importance.Troubleshooting Hulu Subtitle Sync Issues.Device Compatibility and Operating Systems.Role of Internet Connection and Streaming Quality.Whether you’re a frequent Hulu user or just starting, this article will help you to troubleshoot and resolve any subtitle syncing issues you may encounter. In this article, we will explore the reasons why Hulu subtitles may be out of sync and provide practical tips on how to fix the issue. It is essential to understand the root cause of the problem to find an effective solution. There are several reasons why Hulu subtitles may be out of sync, including technical issues, internet connectivity problems, and errors in the original content. Subtitles being out of sync can be frustrating for viewers, as it can make it difficult to follow the dialogue and understand the plot. However, some users have reported that they experience issues with Hulu subtitles being out of sync. One of the features that make Hulu stand out is its closed captions/subtitles option, which makes content accessible to a wider audience. Hulu is a popular streaming platform that offers a vast library of TV shows and movies. ![]() We do allow simultaneous submissions please let us know if your work is accepted elsewhere by withdrawing your submission through Submittable. If you haven't received a decision within eight months of submitting, please feel welcome to query regarding submission status. We receive a tremendous amount of Comics submissions, and we appreciate your patience in waiting to hear from us. When you've received a decision, you are welcome to submit again. Please only submit once to any given category of the magazine. We can only consider work that is previously unpublished-this includes personal blogs, websites, and social media. While we’ll accept submissions in whatever legible file you can upload to Submittable, we’ll expect the final file to be 72dpi and 1,000 pixels wide. The best way to get a sense of what we love is to look through what we've previously published: /sections/comics. ![]() While we’re interested in what short-form comics can accomplish artistically, we do not typically accept single-panel “ New Yorker-style” cartoons or cartoon strips you’d find in the newspaper. This means we are not currently accepting pitches for comics (although we hope to in the future!), scripts with incomplete artwork, or chapters/sections of larger works. Currently, we are only considering standalone, complete comics submissions. The comics section at The Rumpus welcomes a wide range of artistic and narrative styles of varying lengths. ![]() The Rumpus supports and stands with Black Lives Matter. Reviews of poetry collections should be directed to "Poetry Book Reviews" and all other reviews should be directed to "Book Reviews." Interview pitches and finished interview submissions are accepted year-round and should be sent directly to our Interviews team We are no longer using Submittable for interviews.īook review submissions are accepted year-round and should be sent through Submittable. *Please note this perk does not apply to monthly members. If you'd like to submit Fiction, Poetry, and Essays up to an additional 4 x a year outside of the the open reading periods, become an annual Rumpus Member. 2024.Įssays open reading periods are January 1 through February 28, June 2 through August 1, and September 1 through October 31.Ĭomics open reading periods are Aug. Look out for our next open reading period in Jan. Jupdate: We reached over 500 submissions, so we are currently closed. Rumpus Original Poetry open reading periods are January and July 1-14 OR until we reach 500 submissions. Rumpus Original Fiction open reading periods are February 15 through March 15 and August 15 through September 15. The Rumpus has an exceptional and diverse editorial team bypassing Submittable results in fewer readers and editors looking at your work. Your patience is appreciated.Īgents and publicists: we strongly prefer that writers submit their own work to us. Please allow 8 months before sending status queries for poetry and our Funny Women column. Please allow 3-4 months before sending status queries for essays, fiction, book reviews, and ENOUGH. Response time can vary from a few days to a few months. Please only send one submission to a given section at a time when we've responded with a decision, you are welcome to submit to that section again. All work must be previously unpublished, which includes personal blogs and social media. Please do not submit the same piece to multiple categories at the same time. We are beginning to set submissions caps on genres where our teams are often flooded, so we can be more timely with our responses. Please note, that during our open reading periods, we've regularly receive 500-1,000+ submissions within a couple of weeks. To allow our volunteer editorial staff to better handle the workload and respond to your work in a more timely fashion, we've instituted reading periods for certain sections of The Rumpus. We are often overwhelmed by the breadth and quality of our submissions. We hope to build enough ongoing support to increase the funding pool for contributors sooner than later. One way we are working toward this is by through a new Membership program. We know that this amount is not enough, and we are always working toward being able to pay a standard industry rate to all feature contributors and book reviewers. Please note that we are currently only able to pay contributors via Paypal, international ACH payments are not possible. All eligible contributors are able to opt in for payment at the end of the month, and the money is divided between those writers who opt in. ![]() If you do not see a category, please reference the below reading periods for information on when you can submit.īeginning May 2016, The Rumpus began to pay feature writers and book reviewers. Submittable only displays categories that are open for submission. Rylan added that she copes with dark times with her nightly Peloton rides, but that doesn’t necessarily make the sadness go away. “Anyone else crying while they are working out?” she asked. ![]() He just could have picked a better movie… In today’s world? Who isn’t?įortunately, Rylan did find a way to end the tears - though she may have wished for something different to do the trick! Her longtime beau, Don Money, decided that what she needed was a movie night. Stay tuned to the ABC soap and don’t forget to check CDL often for the latest General Hospital spoilers, updates and news.“In case anyone is wondering,” Rylan shared, “ Black Phone is terrifying. We’ll keep you posted as other GH news emerges. General Hospital spoilers say Nelle’s enemies will worry about Nelle’s freedom and whatever the rest of her agenda entails. If Willow knew “Wiley” was actually Nelle’s biological son, she’d have even more to fret about! Michael Corinthos (Chad Duell) is sure to blow his top – and so will Carly Corinthos (Laura Wright) once she’s brought up to speed.Īs for Willow Tait (Katelyn MacMullen), she’ll fret about Nelle potentially coming after “Wiley Cooper-Jones” (Erik and Theo Olson). Nelle will flash her wedding ring as she assures the crowd that she’s Mrs. ![]() ![]() She just revealed that Shiloh Archer (Coby Ryan McLaughlin) was her husband, but she’ll really drive the point home on Wednesday. Sonny needs a little more father-son bonding before he can truly let go of Mike.įinally, General Hospital spoilers say Nelle Benson’s (Chloe Lanier) announcement will have everyone in total shock. Instead of taking Mike to this study, maybe this could bring some goodbye scenes essentially. Sonny will still plan a road trip, but his goal may change somewhere along the way. Stella will ask what Mike’s holding onto and perhaps make Sonny see that he’s the one holding onto Mike – at least she’ll try. Once Stella gets updates on the study Sonny’s interested in for Mike Corbin (Max Gail), she’ll express concern. Over with Stella Henry (Vernee Watson), she’ll talk to Sonny Corinthos (Maurice Benard) about his fading father. Ava may not have to worry about Nikolas killing her, but she really needs to worry about him stabbing her in the back!įor now, Ava will remain calm, cool and collected as she prepares for an interesting trip. She won’t seem concerned all, but Nik can be awfully crafty. GH spoilers say Ava will deliver her classic confidence and kiss Nik on the cheek before she leaves. She’ll insist Nik isn’t going to kill her, but Nikolas will wonder what makes Ava so sure. It looks like Nikolas will drop some veiled threats during this chat – mostly just to mess with Ava’s head. Nik is still eager to get his hands on the codicil, but he’ll drag his feet on fulfilling Ava’s side of the bargain. Ava will warn that Nikolas isn’t going to get what he wants until she gets what she wants. There wasn’t time for Ava to arrange a prenup before the wedding, but she intends to make Nik sign all the appropriate paperwork now. They don’t trust each other, so that’s making it hard to proceed with the next part of their deal. In the meantime, Ava Jerome (Maura West) and Nikolas Cassadine (Marcus Coloma) will face a bit of a stalemate. ![]() We’ll see if she can convince Daddy dearest to fix this for her on Wednesday. Ned’s all about tough love these days, but Brook Lynn doesn’t like it one bit. Tracy Quartermaine (Jane Elliot) suggested that Ned should let Brook Lynn spend the night in jail, so he may think Brook Lynn’s granny has the right idea. She’ll yell at Ned to drop their family name and take her home, but Ned may not be so keen on that plan. Other General Hospital spoilers say Brook Lynn will grow frustrated with Ned Quartermaine (Wally Kurth). It’s clear that Brook Lynn still thinks of “Dusty” fondly, so Lulu’s bound to have some concerns about their history. She’ll urge Dustin to start at the beginning – and she won’t want him to leave anything out. That meant Lulu didn’t have a chance to connect the dots between Dustin and Brook Lynn.Īfter Dustin and Lulu are released, Lulu will want to get down to the nitty-gritty of his former relationship. After that bar brawl got out of hand, Lulu and Dustin were taken into custody along with Brook Lynn Quartermaine (Amanda Setton) and her manager creep. General Hospital (GH) spoilers for Wednesday, January 15, tease that Lulu Spencer (Emme Rylan) will finally get the scoop from Dustin Phillips (Mark Lawson). ![]() Abram had served in the Confederate army under Stonewall Jackson but had struggled financially in the aftermath of the war. Saunders was born on a farm in Amherst County, Virginia, to Abram Warwick and Mary Gregory. Saunders worked for most of his life trying to develop a truly automated store, developing Piggly Wiggly, Keedoozle, and Foodelectric store concepts. His ideas have had a massive influence on the development of the modern supermarket. Whole Foods: Stores will be open but with modified hours.Clarence Saunders (Aug– October 14, 1953) was an American grocer who first developed the modern retail sales model of self service.Wegmans: Stores generally will be open until 4 p.m.Wawa: Most stores will be open and will operate on regular hours.Vons: Many stores will operate from 6 a.m.The Fresh Market: Stores will be open, but hours depend on location.Stop & Shop: Stores will be open during regular hours.Star Market: Many locations will close by 2 p.m.Sprouts’ Farmers Market: Stores will be open from 7 a.m.ShopRite: Stores will be open, but hours vary by location.Shaw’s: Many locations will be open but may have limited hours.Save Mart: Last year, locations closed by 6 p.m.Save A Lot: Stores will be open, but hours may vary by location. ![]() Safeway: Most stores will be open but may have limited hours.Rite Aid: Most stores will be open during regular hours.Ralphs: Locations typically open as early as 6 a.m.Piggly Wiggly: Most stores will be open with regular hours.Meijer: Last year, stores were open until 3 p.m.Martin’s: Most locations will close by 3 p.m.Kroger: Stores will be opened but with reduced hours.to 12 p.m., but the pharmacy will be closed. H.E.B.: Stores will be open from 6 a.m. ![]()
![]() Materials cost between $2 and $6 per linear foot and up to $3 and $11 per linear foot including labor if you choose to hire a pro. You’ll pay the least for the easily customizable and installable vinyl gutters. While aluminum is more prone to damage from impact, it will not rust and is relatively easy to install yourself. Flexible and easy to install, aluminum costs between $2 and $10 per linear foot for materials and between $8 and $20 per linear foot when you include installation. ![]() When you think gutters, you likely think aluminum. Some materials are also easier to install than others, nudging the price in either direction. Each gutter material varies in durability, performance against the weather and appearance. The number and length of downspouts you needĬhoosing the best types of gutters for your home starts with the right materials.For example, a 2,000-square-foot home will often need about 200 linear feet of gutters plus six downspouts.ĭetermining your exact per-linear-foot price, however, will come down to: However, you can get a sense of the total beforehand.įor a general estimate of your gutter needs, try dividing the square footage of your home by 10. Need to estimate the length of your gutters? When you contact an expert gutter team, they’ll do the measuring for you and determine your quote. And since the average roof requires between 150 and 200 linear feet of gutters, the total comes out to $600 to $8,000 in total. Additionally, between three and six downspouts direct the water from your roof to the ground.ĭepending on materials, gutter style and local labor costs, you will pay between $3 and $40 per linear foot including installation. Gutters line the perimeter of a roof to draw water away from the exterior walls and foundation. How Much Does Gutter Installation or Replacement Cost In 2023? ![]() While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Home does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Home. Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Home site. The Forbes Home editorial team is independent and objective. ![]() It’s a ten-minute drive to Big Sky Town Center, with breweries, dining and more.Stayed at MBS for 4 nights as part of a couples ski trip. The resort is just an hour away from Yellowstone National Park. Montage Big Sky is located within the 3,530-acre Spanish Peaks enclave. The resort also has a private network of hiking and mountain biking trails, as well as a stretch of four miles of private river to experience world-class fly fishing.īig Sky, Montana, has always been a sought-after ski destination, but is less populated than other major mountain towns in the American West. Homeowners have the option of membership at Spanish Peaks Mountain Club, which has an 18-hole Tom Weiskopf-designed golf course surrounded by 300 acres of forest. More: Idyllic Montana Compound Breaks Local Price Record Montage Big Sky’s amenities include a four-lane bowling alley a childrens’ program, called Paintbox a 32,000-square-foot private clubhouse an indoor lap pool and retail shops. Owners have a private ski locker in a residential locker room, a storage area and dedicated underground parking. Residents also get custom pre-arrival provisions, an optional rental management program, asset management services and à la carte services, such as transportation, private air travel arrangements and even gift wrapping. Not only do owners have access to all of Montage Big Sky’s facilities, as well as priority reservations at the resort’s restaurants and bars, and treatments at Spa Montage, but residents have access to a dedicated staff, including a 24-hour concierge and security, housekeeping and maintenance services. Montage Big Sky offers owners direct access to Big Sky Resort’s 5,800 skiable acres, which includes four connected mountains with more than 300 total runs. It’s located on the building’s fourth floor. ![]() There are four decks totaling 517 square feet. Residence 11 has six bedrooms, six bathrooms and one powder room spread throughout 8,034 square feet. More: The ‘Highest’ in Luxury Living in the U.S. Residences are expected to be move-in ready by November, just in time for ski season. “Residence 11 will allow owners to experience the ease of a world-class ski vacation, while also having a place to come home to in Montana,” Ms. ![]() The home also has a one-bedroom lock-off feature that can be rented out separately from the rest of the residence. “This luxurious residence features unobstructed mountain views in three different directions, including breathtaking views of the Spanish Peaks mountain range,” said Ania Bulis, founding broker and vice president of sales at Big Sky Real Estate Co.įour of the six bedrooms have balconies, and there’s a media room, an office and a wine room directly off the dining area. More: Ski Towns Becoming Increasingly In-Demand for Second Homes Montage Big Sky's amenities include a four-lane bowling alley a childrens' program, called Paintbox a 32,000-square-foot private clubhouse an indoor lap pool and retail shops. ![]() Pushing a button on the right side of the goggles printed a Polaroid photograph. Ray hung his Ecto Goggles with a Trap on the right side of his Pistol Belt when the Ghostbusters filmed their new commercial, when they investigated the Manhattan Museum of Art, and when they arrived at the museum on New Year's Eve.Īt some point after the Vigo incident, a camera function was added to the Ecto Goggles. They are used by Ray when he and Peter go on a stakeout to catch the Jogger Ghost in Central Park. The Ecto Goggles are worn a few times by Ray. Egon wore his at the 126 Mulberry Street bust. Egon Spengler and Peter Venkman did however wear them briefly in the cases that followed. After Ray sighted Slimer flying around a chandelier, the Ecto Goggles pinged and the readout on the left side went green. The Ecto Goggles were first used by Ray Stantz at the Sedgewick Hotel on the Ghostbusters' first case and were mainly worn by him during the Gozer incident. History Primary Canon History Ghostbusters (1984) Ecto Goggles in Ghostbusters: The Board Game and Ghostbusters: The Board Game II, deemed a Tertiary Canon follows Ghostbusters (1984) and Ghostbusters II and elements from Ghostbusters: The Video Game and the IDW Comic Series. Ecto Goggles in Ghostbusters: Sanctum of Slime video game, deemed a Tertiary Canon, follows Ghostbusters (1984) and Ghostbusters II. Ecto Goggles in the Ghost Busted manga, deemed Tertiary Canon, follows Ghostbuters (1984) and Ghostbusters II. Ecto Goggles in Ghostbusters: Legion, deemed a Tertiary Canon, follows Ghostbusters (1984) and Ghostbusters II. Ecto Goggles appears in the IDW Comic Series, a Secondary Canon, which follows Ghostbusters (1984) and Ghostbusters II, also includes some elements from Ghostbusters: The Video Game (Realistic Versions) and Ghostbusters: The Video Game (Stylized Versions) as well as being canon to Tobin's Spirit Guide (Insight Editions). In Ghostbusters: The Video Game (Realistic Versions), a Secondary Canon, Ghostbusters (1984) and Ghostbusters II pre-date the game, Ghostbusters: Afterlife conflicts with the game. 3.2.3 Ghostbusters: Spirits Unleashed FunctionĮcto Goggles in the Primary Canon is developed from Ghostbusters (1984), Ghostbusters II, and Ghostbusters: Afterlife.The first one is more a sampling of what Slimer can do when he “appears,” instead of all its animations.Ĭonfinement streams and the library ghost. I wasn’t too familiar with the Ecto Goggles animations when I made these two videos. Although other ghostheads have already shared pictures and videos I too wanted to share un-boxing pictures, videos, and some impressions. With my schedule and later on a long traffic detour at a highway intersection I didn’t have much free time to “play” with my new prop toy. My mail person is great, I had them by lunch. ![]() When I found out a ghosthead one state away had received his on August 21, I figured mine would arrive the following day. Even ghostheads who chose UPS had similar tracking issues. I didn’t know if it was just their system or my chosen shipping method meant my delivery would be at my door in about 10 days. I didn’t get why the odd and only used through Mattel tracking system worked only once. I ordered my pair and waited pretty patiently with other ghostheads across the United States for them to arrive. On AugMattel’s adult collector brand Matty Collector began selling their Ghostbusters™ movie style Ecto-Goggles™ to the rest of us. When it is time to dispose of a cartridge, visit hp.com/recycle to learn about the HP Planet Partners Return and Recycling program and order free return shipping materials (not available in all countries). If you must store a cartridge outside of the printer, follow the guidelines in “Storing Opened Cartridges and Printheads”. If the printer uses separate ink cartridges and printhead, the printhead can be damaged if cartridges are not installed. Outside of the printer, if unprotected, cartridges begin to dry out. If you remove a cartridge from the printer for any reason, try to replace it again as soon as possible. This allows the printer to move the cartridges to a capped position. To keep cartridges from drying out, always turn the printer off using the Power button, and wait until the Power light goes out before you pull the plug or turn off a power strip. Store at temperatures between -15 and 35 degrees Celsius (5 and 95 degrees Fahrenheit). Keep ink cartridges sealed in the original package until they are installed. Yes, your printer does not support the single cartridge mode, in order to print you need all the cartridges inside the printer.I suggest you, use the color cartridge at least once in a week.įor best results, use genuine HP cartridges and follow these guidelines: Business PCs, Workstations and Point of Sale Systems.Printer Wireless, Networking & Internet.DesignJet, Large Format Printers & Digital Press. ![]() ![]() Printing Errors or Lights & Stuck Print Jobs.Notebook Hardware and Upgrade Questions. ![]() How a couple manages their finances depends on their attitudes towards money. Holding either separate accounts, joint bank accounts, or a consolidation of the two concepts is primarily personal and emotional and results in serious discussions. Every relationship is different, so are married couples’ financial matters. There is no unique approach with one size fits allĬombining bank accounts may not be an ideal system that will work best for all couples. This can also include combining their salaries or other recurring earnings, like cash gifts from the wedding and tax refunds, into a single cooperative bank account known as the ultimate union of their marital finances. In that regard, it is not as important the specific choices that you make, rather that you are in agreement on those decisions.Traditionally, couples begin merging their finances along with their lives upon the start of their marriage, for instance, taking shared responsibility for bearing utility costs, day-to-day bills, and developing joint savings goals. Studies show that a great deal of marital discord occurs because of disagreements over money. For example, some couples set a specific price point above which they have to agree on a purchase before making it. Talk about who will be in charge of paying the bills, how you'll manage conflicts over money, and what types of financial decisions you need to discuss together. The last step is to agree on your rules going forward. Others choose to deposit their pay into separate accounts, with each transferring a specific amount each month into a joint account to cover shared expenses. Some couples deposit their paychecks into a joint account and then transfer allowances into separate accounts for their discretionary spending needs. If you both have both joint and separate accounts, decide where each other’s money initially gets deposited. However, joint accounts are helpful for managing shared expenses. Maintaining separate accounts can be wise if one of you has child support or alimony responsibilities or if one of you has gotten a large inheritance. It is just as common for couples to maintain some separate accounts as it is to join their finances completely, so you should feel free to decide what makes the most sense for your situation and relationship. Do you want to focus on paying off debt? Saving money for a down payment on a home? Catching up on retirement savings? Going on lots of vacations while you are still young? In the areas where your goals differ, talk through your reasoning with each other until you are on the same page and in agreement on your priorities as a couple.ĭeciding between joint or separate accounts Once you know where you stand, talk about where you want to go. ![]() The sooner you know about credit problems, the sooner you can start working together to improve your credit and build a strong financial future. If your spouse has a lower score, lenders will use that on a joint application. You'll also want to take a look at each of your credit reports because your credit history will affect your ability to qualify for joint accounts, especially a mortgage. For example, some couples decide to manage their money separately, so each one continues paying pre-marriage debts out of his or her paychecks. If you feel tension because one of you has more debt than the other, discuss what you want to do about it. Start by sitting down together and taking a comprehensive look at what each of you owes. Whether it is credit card debt, student loans or a mortgage, you'll need to talk about it. It is not uncommon for couples to come together and realize that one has a lot more debt than the other. Regardless of whether you plan to manage your finances separately or jointly, you need to create a game plan before your wedding day. In addition to committing to one another, you are also committing to a life of managing your money together. ![]() When you get married, you tie the knot in more ways than one. |
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